Type coffee 15. The expense is logged. Done. No category picker, no amount field, no note to fill in — just one line.
Free forever · Pro $19.99/yr · Lifetime $59.99
Scan a QR code with your partner's phone. You each add expenses from your own phone and see the same budget, kept in sync. One subscription covers both phones.
Spending by category, your pace against last month, and what you keep month by month — based on your own numbers, not a guess.
"At your current pace, your money lasts 7 more days." Plain sentences. And you only see one when there's something worth saying.
Set your own limit for any category, or start from the one Monavo suggests based on your spending. See exactly where you stand at any time.
Rent, Netflix, the gym. Set it up once and it's added automatically, on time, every month — with an optional reminder the evening before.
Search every entry, filter by category, tuck old months away, and export it all as a CSV file from Settings.
Keep up to three phones in sync, if you want. Your data is encrypted on the way, so no one else can read it. It all lives on your phone first, so it works even with no internet.
From the App Store and Google Play.
Typing "coffee 12" and just having it logged with zero setup feels oddly satisfying — way less friction than the trackers I usually abandon after a week.
The natural language input for logging is genuinely clever. Feels way less tedious than picking categories every time.
I tried many apps and this one is really the best — fast and easy to use, with a very nice design. I really recommend!
Love the quick logging idea — feels way less painful than other trackers I've tried.
Finally tried the quick add by typing "coffee 12" and it just worked. No fiddling with categories.
Free is really free, not a trial. Pay only if you want cloud backup, syncing across phones, or CSV import and export.
Also available monthly at $2.99 with the same 7-day trial. Every paid plan includes the same Pro features — the only difference is how you pay.
Your info stays on your phone. That's just how it's built — not a setting you have to go find and switch on.
There's no password to hand over, and no other company reading your account. You just type what you spent — already sorted into the right category, not a vague bank description you have to fix by hand.
Install it and start adding expenses. You only need an email if you want cloud backup.
It's off unless you turn it on. When it's on, your data is sent securely and stored safely — we never sell it or share it, and it stays yours.
None in the app. And there's no hidden ad code quietly reporting on you.
Your spending isn't for sale. It's not bundled up, traded, or used to train anything.
Export it all as a CSV file whenever you want. If you leave, you take it all with you.
Your data is saved on your phone. Nothing is sent to us unless you turn on cloud backup yourself. If you do, it's sent securely and stored safely — and it's completely optional. Monavo never connects to your bank, shows no ads, and never sells your data.
Yes. Everything's saved on your phone, so adding expenses, looking through your history, and seeing your charts all work with no internet. You never need an account or email to start. The one thing that needs internet is sorting a shop it hasn't seen before into the right category. Until then it files it under "Other," which you can change in a tap. Cloud backup catches up on its own once you're back online.
The free version includes everything: add as many expenses by hand as you like, 100 smart quick-adds a month, your full history, categories, insights and trends, and unlimited recurring bills. Pro raises quick-adds to 500 a month and adds cloud backup (your expenses, categories and bills stay in sync across all your phones — handy if you and a partner share money) and CSV import and export.
Absolutely. You can cancel anytime from the App Store or Google Play — no questions asked. You keep access to premium features until the end of your billing period. Your data always stays on your device regardless.
Yes — it's built for it. On your phone, open Settings → Account, make the QR code, and scan it with your partner's phone. You each add expenses from your own phone and see the same budget, expenses, categories and bills — all in sync. Every shared expense shows who added it, so you always know who spent what. One Pro plan covers both phones. No passwords to share, nothing extra to set up.
Yes. You can bring in a CSV file you exported from your bank or another app. You can also export your own data anytime, so it's never stuck. Both need a Pro plan.
Monavo is on the App Store for iPhone and Google Play for Android. You buy Pro in one store, through Apple or Google — but you don't pay twice for two phones. One Pro or Lifetime covers both connected phones: connect with your partner (or your own second phone) and both stay Pro and in sync, even across iPhone and Android.
Both plans include the same Pro features. Pro ($19.99/yr, ≈$1.67/mo) starts with a 7-day free trial. Lifetime ($59.99) is a one-time payment with no recurring charges and includes all future updates.
No. You type what you spent, and it takes it from there. That means no bank password to share, no other company touching your data, and it works in any country with any currency.
Nothing — your data stays on your phone exactly as it is. You just lose cloud backup and CSV import and export. Everything else, including your full history, insights, and recurring bills, keeps working as usual.
Have a question, a feature request, or something that annoys you? Write to me — I read everything.
No account, no bank linking, free forever. Open it and go.
